Car & Truck Loans
Best rates on new and used cars and trucks!
Simplify your life with CCU’s great rates and great service! We can also refinance a vehicle loan you have at another lender. We're here to help you drive home a great deal - just give us a call or apply online!
CCU Offers
- Easy to apply – stop in, call, apply online, print and fax, mail
- CCU financing is also available at many local dealers. Just tell them you want to finance through CCU!
- Terms up to 84 months
- No prepayment penalty or application fee
Or talk to one of our friendly lenders!
Current Rates
Rates quoted below are our lowest available and may vary based on down payment, age of collateral, mileage, credit history, and credit score.
| Loan Type | Rate | APR* | Term | Payment Per $1000 Borrowed |
|---|---|---|---|---|
| New/Used Cars/Trucks (2019 - 2025) |
5.590 | 5.590 | 36 months |
$30.24 |
| 5.740 | 5.740 | 60 months |
$19.21 | |
| 6.140 | 6.140 | 72 months** | $16.64 | |
| 7.290 | 7.290 | 84 months*** | $15.24 | |
|
Used Cars/Trucks
(2012 - 2018)
|
6.240 | 6.240 |
36 months |
$30.53 |
| 6.240 | 6.240 |
60 months |
$19.45 | |
|
Used Cars/Trucks
(2011 and older)
|
8.240 | 8.240 | 60 months | $20.39 |
*Annual Percentage Rate
**Minimum of $12,000 to finance
***Minimum of $18,000 to finance; new vehicles only
**Minimum of $12,000 to finance
***Minimum of $18,000 to finance; new vehicles only