Certificates
CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.) Certificates are also available as IRAs.
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| 6-Month Certificate with $2500 Minimum Balance |
0.750 | 0.750 | 6 Months |
|
6-Month Certificate
with $10,000 Minimum Balance
|
1.000 | 1.000 | 6 Months |
| 9-Month Certificate with $5000 Minimum Balance |
3.940 | 4.000 |
9 Months
|
|
12-Month Certificate with $500 Minimum Balance (Education IRA)
|
0.750 | 0.750 | 12 Months |
| 12-Month Certificate with $1000 Minimum Balance |
1.240 | 1.250 | 12 Months |
| 12-Month Certificate with $5000 Minimum Balance |
3.940 | 4.000 | 12 Months |
| 13-Month Certificate with $5000 Minimum Balance |
3.460 |
3.500 | 13 Months |
| 15-Month Certificate with $5000 Minimum Balance |
3.410 | 3.450 | 15 Months |
| 16-Month Certificate with $5000 Minimum Balance |
3.410 |
3.450 | 16 Months |
| 18-Month Certificate with $1000 Minimum Balance |
1.340 | 1.350 | 18 Months |
| 18-Month Certificate with $5000 Minimum Balance |
3.410 | 3.450 | 18 Months |
| 21-Month Certificate with $5000 Minimum Balance | 2.970 | 3.000 | 21 Months |
| 24-Month Certificate with $1000 Minimum Balance |
1.490 | 1.500 | 24 Months |
| 24-Month Certificate with $5000 Minimum Balance |
3.700 | 3.750 | 24 Months |
| 30-Month Certificate with $1000 Minimum Balance |
1.440 | 1.450 | 30 Months |
| 30-Month Certificate with $5000 Minimum Balance |
2.970 | 3.000 | 30 Months |
| 36-Month Certificate with $1000 Minimum Balance |
1.740 | 1.750 | 36 Months |
| 36-Month Certificate with $5000 Minimum Balance |
3.700 | 3.750 | 36 Months |
| 48-Month Certificate with $1000 Minimum Balance |
2.080 | 2.100 | 48 Months |
| 48-Month Certificate with $5000 Minimum Balance |
3.550 | 3.600 | 48 Months |
| 60-Month Certificate with $1000 Minimum Balance |
2.230 | 2.250 | 60 Months |
| 60 Month Certificate with $5000 Minimum Balance | 3.550 | 3.600 | 60 Months |
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.